RESEARCH

WORKING PAPERS

Too Vulnerable For Microfinance? Risk and Vulernability as Determinants of Microfinance Selection.
[PAPER]

Do Low Returns to Capital Explain Low Formal Credit Use? Evidence from Ecuador. [PAPER]

Ethnic Concentration and Immigrant Bank Use (joint with Sarah Bohn).  [PAPER]  under review

Flexibility Matters: Do More Rigid Loan Contracts Reduce Demand for Microfinance Loans? [PAPER],
 background paper for CAF's 2011 Reporte de Economia y Desarrollo (RED) 

WORK IN PROGRESS

Crime, Informality and Microenterprise Growth: Evidence from Mexico (joint with Ariel Ben-Yishay)

Determinants of Microfinance Dropout, Evidence from Zimbabwe.  Joint with Masahiro Shoji

OTHER

A Goldsmith Game for Learning Money Creation [PAPER]